Jemma Pachiano Headshot

Jemma Pachiano

The Future of Mortgage Lending is Here

Chief Innovation Officer and Senior Loan Originator
NMLS #94796
Phone: (806) 559-2623
Email

Jemma Pachiano Logo
Licensed in Texas and Florida
Viera | Melbourne | Space Coast | Brevard County
Pink Hibiscus Flower
Pink Hibiscus Flower
Pink Hibiscus Flower

Innovative Home Loan Solutions

Learn more about some of the home financing solutions we offer.

Fixed Rate Loans

Fixed rate mortgages are one of the most popular home financing solutions we offer. With a fixed rate mortgage, borrowers will have a set principal and interest payment throughout the life of the loan. A number of products offer fixed rate options including: conventional, FHA, VA, USDA, and jumbo mortgages.

Adjustable Rate Loans

If you’re looking for a short term home loan solution, an adjustable rate mortgage could be the perfect solution. Legend Lending offers a selection of ARM programs with introductory rate periods for 7, 5 and 3 years. These loans are amortized over 30 years and adjust after the introductory rate period ends.

    Low & Zero Money Down Loans

    Hoping to purchase a home with little to no money down? Or want to keep some money in the bank for a rainy day? At Legend Lending, we offer a variety of low and zero money down mortgage programs that could meet your needs including HomeReady, Home Possible, FHA, VA, and USDA rual housing loans.

    Jumbo Mortgages

    Taking out a loan that exceeds today’s conforming loan limits? If so, you may need to consider a jumbo mortgage solution. Legend Lending offers fixed rate and adjustable rate jumbo mortgages for higher loan amounts.

    Programs for Lower Credit Scores

    If you have experienced past credit issues, you may still have the opportunity to qualify for a mortgage. At Legend Lending, we offer FHA financing with less restrictive credit guidelines compared to most conventional programs.

    modern florida home
    Townhomes
    Condo Complex

    Types of Properties we finance.

    • We finance most types of 1-4 unit residential properties including stick built homes, condos, townhomes, and modular homes. Certain restrictions may apply.
    • We have programs for primary residencessecond homes, and investment properties.